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From time to time, especially if you’ve exhibited responsible payment behavior, your credit card issuer may automatically increase your credit limit without you having to ask. This usually won’t happen instantly, but can happen within the first year after you open your account.
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In many cases, we can approve credit line increases immediately. However, we sometimes need to review certain information to make a decision, and that may take a few days. If you’ve signed up for paperless documents, you’ll receive a letter in the Online Document Center 3 to 5 days after requesting a credit line increase.
Your credit card’s credit limit indicates the amount that the issuer allows you to use. This is important because with a high credit limit you can make big-ticket purchases, improve your credit score,
· Either way, your request for a higher limit will likely be denied. Your issuer may increase your credit limit automatically. From time to time, especially if you’ve exhibited responsible payment behavior, your credit card issuer may automatically increase your credit limit without you having to ask.
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Chase credit line increase. Chase cardholders can request a credit limit increase by calling customer service at 800-432-3117 or by sending Chase a secure message online. To request a Chase credit line increase via the web, log into your online banking account, select "connect with Chase" from the main menu and then "secure messages."
To increase your credit limit on your credit card, the first step is simply to ask your card issuer to raise it. Alternatively, you can apply for and open a new credit card.. There are a few ways to ask your credit card issuer for more credit and we’ll cover those options below.
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